#cs-ratetool{--navy-900:#1a2530;--navy-800:#22303d;--navy-700:#2c3e50;--navy-500:#51677d;--navy-300:#9aaabb;--navy-200:#c6d0da;--navy-100:#e3e8ed;--navy-50:#f2f5f7;--navy-25:#f8fafb;--orange-900:#b05400;--orange-700:#f07802;--orange-600:#ff8c1a;--orange-500:#ff9f3d;--orange-100:#fff1e2;--orange-50:#fff8f0;--text-strong:var(--navy-700);--text-body:#313131;--text-muted:#666666;--text-on-accent:var(--navy-900);--text-accent:var(--orange-900);--text-link:var(--navy-700);--eyebrow:var(--orange-900);--link-underline:var(--orange-700);--surface-page:#ffffff;--surface-header:rgba(255,255,255,.92);--surface-tint:var(--navy-50);--surface-callout:var(--navy-25);--surface-card:#ffffff;--surface-sunken:#f1f1f1;--surface-navy:var(--navy-700);--surface-navy-deep:var(--navy-900);--tint-border:var(--navy-200);--tint-muted:var(--navy-500);--border-subtle:#e4e4e4;--border-default:#d0d0d0;--accent:var(--orange-700);--accent-hover:var(--orange-600);--focus-ring:var(--orange-900);--caution-fg:var(--orange-900);--caution-bg:var(--orange-100);--info-fg:var(--navy-700);--info-bg:var(--navy-100);--success-fg:#347444;--success-bg:#e6f3ea;--danger-fg:#b42318;--danger-bg:#fbe7e4;--series-1:var(--navy-700);--series-2:var(--orange-700);--series-4:#647480;--grid:#e4e4e4;--review-bg:#121212;--review-fg:#f1f1f1;--review-muted:#aeaeae;--review-chip:#313131;--font-sans:"Figtree","Figtree Fallback",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;--shadow-sm:0 1px 3px rgba(26,37,48,.08),0 1px 2px rgba(26,37,48,.04);--shadow-lg:0 12px 28px rgba(26,37,48,.12),0 4px 8px rgba(26,37,48,.06);--radius-md:8px;--radius-btn:10px;--radius-lg:12px;--header-h:72px;color-scheme:light}#cs-ratetool,#cs-ratetool *{box-sizing:border-box}#cs-ratetool{padding-top:8px;padding-bottom:64px}#cs-ratetool .wrap{max-width:1200px;margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}#cs-ratetool h1,#cs-ratetool h2,#cs-ratetool h3{color:var(--text-strong);line-height:1.2;letter-spacing:-.01em;text-wrap:balance;margin:0}#cs-ratetool h1{font-size:clamp(30px,4.4vw,46px);font-weight:800}#cs-ratetool h2{font-size:clamp(22px,2.6vw,28px);font-weight:700}#cs-ratetool h3{font-size:19px;font-weight:700}#cs-ratetool p{margin:0}#cs-ratetool a{color:var(--text-link);text-decoration-color:var(--link-underline);text-decoration-thickness:2px;text-underline-offset:3px}#cs-ratetool :focus-visible{outline:2px solid var(--focus-ring);outline-offset:2px}#cs-ratetool .eyebrow{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--eyebrow)}#cs-ratetool .muted{color:var(--text-muted)}#cs-ratetool .small{font-size:14px;line-height:1.5}#cs-ratetool .num{font-variant-numeric:tabular-nums}#cs-ratetool .btn{font:inherit;font-weight:700;font-size:16px;border-radius:var(--radius-btn);padding:12px 22px;border:0;cursor:pointer;display:inline-flex;align-items:center;gap:8px;text-decoration:none}#cs-ratetool .btn-primary{background:var(--accent);color:var(--text-on-accent)}#cs-ratetool .btn-primary:hover{background:var(--accent-hover)}#cs-ratetool .btn:disabled,#cs-ratetool .btn:disabled:hover{opacity:.45;cursor:not-allowed;background:var(--accent)}#cs-ratetool .btn-secondary{background:transparent;color:var(--text-strong);border:2px solid var(--text-strong);padding:10px 20px}#cs-ratetool .btn-link{background:none;border:0;padding:0;font:inherit;color:var(--text-link);text-decoration:underline;text-decoration-color:var(--link-underline);text-decoration-thickness:2px;text-underline-offset:3px;cursor:pointer}#cs-ratetool .stepper{display:flex;flex-wrap:wrap;gap:6px 20px;margin:28px 0 8px;padding:0;list-style:none;font-size:15px}#cs-ratetool .stepper li{display:flex;align-items:center;gap:8px;color:var(--text-muted)}#cs-ratetool .stepper .dot{width:26px;height:26px;border-radius:50%;border:2px solid var(--border-default);display:grid;place-items:center;font-size:13px;font-weight:700}#cs-ratetool .stepper li.done .dot{background:var(--surface-navy);border-color:var(--surface-navy);color:#fff}#cs-ratetool .stepper li.now{color:var(--text-strong);font-weight:700}#cs-ratetool .stepper li.now .dot{border-color:var(--accent);background:var(--accent);color:var(--text-on-accent)}#cs-ratetool main{padding-block:8px 64px}#cs-ratetool .panel{max-width:760px;display:grid;gap:26px;padding-top:18px}#cs-ratetool .q{display:grid;gap:10px;border:0;padding:0;margin:0}#cs-ratetool .q legend,#cs-ratetool .q>label.qlabel{font-weight:700;color:var(--text-strong);font-size:18px;padding:0;margin-bottom:2px}#cs-ratetool .help{font-size:15px;color:var(--text-muted);max-width:640px}#cs-ratetool .choices{display:flex;flex-wrap:wrap;gap:10px}#cs-ratetool .choice{position:relative}#cs-ratetool .choice input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}#cs-ratetool .choice span{display:block;border:1.5px solid var(--border-default);border-radius:var(--radius-md);padding:10px 16px;font-size:16px;background:var(--surface-card)}#cs-ratetool .choice input:checked+span{border-color:var(--text-strong);box-shadow:inset 0 0 0 1px var(--text-strong);font-weight:600;color:var(--text-strong)}#cs-ratetool .choice input:focus-visible+span{outline:2px solid var(--focus-ring);outline-offset:2px}#cs-ratetool .field{display:grid;gap:6px}#cs-ratetool .field label{font-weight:600;color:var(--text-strong);font-size:15px}#cs-ratetool .field input,#cs-ratetool .field select{font:inherit;font-size:16px;padding:11px 12px;border:1.5px solid var(--border-default);border-radius:var(--radius-md);background:var(--surface-page);color:var(--text-body);width:100%}#cs-ratetool .field input:focus,#cs-ratetool .field select:focus{outline:none;border-color:var(--text-strong);box-shadow:0 0 0 3px #f0780247}#cs-ratetool #cur{border-color:var(--text-strong);box-shadow:inset 0 0 0 1px var(--text-strong)}#cs-ratetool #cur:focus{box-shadow:inset 0 0 0 1px var(--text-strong),0 0 0 3px #f0780247}#cs-ratetool .row{display:grid;grid-template-columns:2fr 1.2fr .8fr;gap:12px}@media (max-width: 640px){#cs-ratetool .row{grid-template-columns:1fr}}#cs-ratetool .actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}#cs-ratetool .drop{border:2px dashed var(--tint-border);background:var(--surface-callout);border-radius:var(--radius-lg);padding:36px 20px;text-align:center;display:grid;gap:10px;justify-items:center}#cs-ratetool .drop .big{font-size:19px;font-weight:700;color:var(--text-strong)}#cs-ratetool .howto{display:grid;gap:8px;margin:0;padding-left:22px}#cs-ratetool .howto .how-row{display:flex;font-size:inherit}#cs-ratetool .wait{display:grid;gap:10px;max-width:480px}#cs-ratetool .wait-bar{height:8px;border-radius:999px;background:var(--surface-sunken);overflow:hidden}#cs-ratetool .wait-bar span{display:block;height:100%;width:95%;border-radius:inherit;background:var(--accent);animation-name:cs-wait;animation-timing-function:linear;animation-fill-mode:both}@keyframes cs-wait{0%{width:0}15%{width:35%}35%{width:60%}60%{width:80%}to{width:95%}}#cs-ratetool dialog.example{padding:0;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);background:var(--surface-card);max-width:min(480px,calc(100vw - 32px));max-height:calc(100vh - 32px);overflow:auto;cursor:pointer}#cs-ratetool dialog.example::backdrop{background:#0000008c}#cs-ratetool .example-in{padding:16px 18px 18px;display:grid;gap:12px}#cs-ratetool .example-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px}#cs-ratetool .example-top form{margin:0}#cs-ratetool dialog.example img{display:block;width:100%;height:auto;max-height:calc(100vh - 120px);object-fit:contain;border:1px solid var(--border-subtle);border-radius:var(--radius-md)}#cs-ratetool .callout{border-radius:var(--radius-md);padding:16px 18px;display:grid;gap:6px;border-left:4px solid}#cs-ratetool .callout h3{font-size:17px}#cs-ratetool .callout.caution{background:var(--caution-bg);border-color:var(--accent)}#cs-ratetool .callout.caution h3{color:var(--caution-fg)}#cs-ratetool .callout.info{background:var(--info-bg);border-color:var(--info-fg)}#cs-ratetool .callout.danger{background:var(--danger-bg);border-color:var(--danger-fg)}#cs-ratetool .callout.danger h3{color:var(--danger-fg)}#cs-ratetool .gform_validation_errors{background:var(--danger-bg);border:0;border-left:4px solid var(--danger-fg);border-radius:var(--radius-md);box-shadow:none;padding:12px 16px;margin:0 0 16px;display:grid;gap:4px}#cs-ratetool .gform_validation_errors .gform_submission_error{font-family:var(--font-sans);font-size:16px;line-height:1.4;font-weight:700;letter-spacing:0;color:var(--danger-fg);margin:0;padding:0;display:flex;align-items:center;gap:8px}#cs-ratetool .gform_validation_errors .gform_submission_error .gform-icon{position:static;flex:none;inline-size:20px;block-size:20px;font-size:20px;line-height:20px;inset:auto;transform:none}#cs-ratetool .gform_validation_errors ol{margin:0;padding:0 0 0 28px;list-style:none;font-size:15px;line-height:1.5;color:var(--text-body)}#cs-ratetool .gform_validation_errors ol li{margin:0;padding:0;font-size:inherit;color:inherit;list-style:none!important}#cs-ratetool .gform_validation_errors ol li::marker{content:none}#cs-ratetool .gform_validation_errors ol li:before{content:none}#cs-ratetool .gform_validation_errors a{color:inherit!important;text-decoration:none!important;font-weight:400}#cs-ratetool .gfield_validation_message,#cs-ratetool .validation_message{background:none;border:0;padding:0;margin:6px 0 0;font-size:14px;line-height:1.4;color:var(--danger-fg)}#cs-ratetool .callout.success{background:var(--success-bg);border-color:var(--success-fg)}#cs-ratetool .readout{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1px;background:var(--border-subtle);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);overflow:hidden}#cs-ratetool .readout div{background:var(--surface-card);padding:14px 16px;display:grid;gap:2px}#cs-ratetool .readout dt{font-size:13px;color:var(--text-muted)}#cs-ratetool .readout dd{margin:0;font-weight:700;color:var(--text-strong);font-size:18px}#cs-ratetool .readout.three{grid-template-columns:repeat(3,1fr)}#cs-ratetool .readout.three .wide{grid-column:1 / -1}@media (max-width:560px){#cs-ratetool .readout.three{grid-template-columns:1fr}}#cs-ratetool .result{display:grid;grid-template-columns:minmax(0,720px) minmax(0,340px);gap:48px;align-items:start;padding-top:18px}#cs-ratetool .article{min-width:0}#cs-ratetool .article>section{padding-block:30px;border-top:1px solid var(--border-subtle);display:grid;gap:14px}#cs-ratetool .article>section:first-child{border-top:0;padding-top:0}#cs-ratetool .article h2[id]{scroll-margin-top:calc(var(--header-h) + 20px + env(safe-area-inset-top,0px))}#cs-ratetool .keyfacts{position:sticky;top:calc(var(--header-h) + 20px + env(safe-area-inset-top,0px));background:var(--surface-callout);border:1px solid var(--tint-border);border-radius:var(--radius-lg);padding:22px;display:grid;gap:14px}#cs-ratetool .keyfacts h2{font-size:15px;letter-spacing:.08em;text-transform:uppercase;color:var(--eyebrow)}#cs-ratetool .keyfacts dl{margin:0;display:grid;grid-template-columns:1fr;gap:12px;font-size:inherit}#cs-ratetool .keyfacts dt{font-size:14px;color:var(--tint-muted)}#cs-ratetool .keyfacts dd{margin:2px 0 0;font-size:20px;font-weight:700;color:var(--text-strong);line-height:1.25}#cs-ratetool .keyfacts dd small{display:block;font-size:14px;font-weight:500;color:var(--text-body)}#cs-ratetool .keyfacts .stamp{font-size:13px;color:var(--tint-muted);border-top:1px solid var(--tint-border);padding-top:12px}@media (max-width: 980px){#cs-ratetool .result{grid-template-columns:1fr;gap:24px}#cs-ratetool .keyfacts{position:static;order:-1}}#cs-ratetool .badge{display:inline-block;font-size:13px;font-weight:700;padding:3px 10px;border-radius:999px;background:var(--caution-bg);color:var(--caution-fg)}#cs-ratetool .badge.info{background:var(--info-bg);color:var(--info-fg)}#cs-ratetool .chart{overflow-x:auto}#cs-ratetool .chart svg{display:block;width:100%;height:auto}#cs-ratetool .bills{display:grid;gap:12px}#cs-ratetool .bill-label{display:flex;flex-wrap:wrap;gap:2px 8px;align-items:baseline;font-size:15px;color:var(--text-strong)}#cs-ratetool .bill-label span{font-size:13px;color:var(--text-muted)}#cs-ratetool .bill.strong .bill-label b{color:var(--text-accent)}#cs-ratetool .bills-sub{font-size:15px;font-weight:700;color:var(--text-muted);margin:18px 0 8px;padding-top:12px;border-top:1px solid var(--border-default)}#cs-ratetool .bill-track{display:flex;align-items:center;gap:10px;margin-top:4px}#cs-ratetool .bill-fill{flex:1;min-width:0}#cs-ratetool .bill-fill span{display:block;height:20px;border-radius:4px;min-width:2px}#cs-ratetool .bill-val{font-weight:700;font-size:15px;color:var(--text-strong);white-space:nowrap;min-width:4.5em;text-align:right}#cs-ratetool .dd-note{display:block;font-weight:500;font-size:13px;color:var(--text-muted)}#cs-ratetool .chart text{fill:var(--text-body);font-family:var(--font-sans)}#cs-ratetool .legend{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;font-size:14px;color:var(--text-muted)}#cs-ratetool .legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:-1px}#cs-ratetool .seg{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;align-self:center;justify-self:center;font-size:14px}#cs-ratetool .seg button{font:inherit;border:1px solid var(--text-muted);border-radius:20px;background:transparent;color:var(--text-strong);padding:6px 14px;cursor:pointer}#cs-ratetool .seg button:hover:not([aria-pressed=true]){border-color:var(--text-strong);background:var(--surface-tint)}#cs-ratetool .seg button[aria-pressed=true]{border-color:var(--text-strong);background:var(--text-strong);color:var(--surface-page);font-weight:600}#cs-ratetool .step-sec{display:grid;gap:12px;padding-top:22px;border-top:1px solid var(--border-subtle)}#cs-ratetool .card{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);padding:22px;display:grid;gap:14px}#cs-ratetool .card.cta{border-top:4px solid var(--accent);box-shadow:var(--shadow-lg)}#cs-ratetool .fine{font-size:14px;color:var(--text-muted);display:grid;gap:6px;margin:0;padding-left:18px}#cs-ratetool .how-row{display:flex;flex-wrap:wrap;gap:8px 12px;align-items:baseline;font-size:14px;line-height:1.5}#cs-ratetool .consent{font-size:15px;background:var(--surface-sunken);border-radius:var(--radius-md);padding:14px 16px;display:grid;gap:8px}#cs-ratetool .turnstile{display:flex;align-items:center;gap:10px;border:1px solid var(--border-default);border-radius:6px;padding:10px 14px;width:max-content;max-width:100%;font-size:14px;color:var(--text-muted);background:var(--surface-card)}#cs-ratetool .turnstile b{width:20px;height:20px;border:2px solid var(--success-fg);border-radius:4px;display:inline-grid;place-items:center;color:var(--success-fg);font-size:13px}@media (prefers-reduced-motion: no-preference){#cs-ratetool .fade{animation:fade .3s ease-out}@keyframes fade{0%{opacity:.4}to{opacity:1}}}#cs-ratetool .print-only{display:none}@media print{#cs-ratetool{padding:0}#cs-ratetool .stepper,#cs-ratetool .no-print,#cs-ratetool .actions,#cs-ratetool fieldset,#cs-ratetool input,#cs-ratetool iframe{display:none!important}#cs-ratetool .print-only{display:block}#cs-ratetool .fade{animation:none}#cs-ratetool .result{grid-template-columns:1fr;gap:18px;padding-top:0}#cs-ratetool .keyfacts{position:static;order:-1;padding:16px 18px;gap:10px}#cs-ratetool .keyfacts dl{grid-template-columns:1fr 1fr;gap:10px 24px}#cs-ratetool .keyfacts dd{font-size:17px}#cs-ratetool .article>section{padding-block:18px;display:block}#cs-ratetool .article>section>*+*{margin-top:14px}#cs-ratetool .card,#cs-ratetool .card.cta{box-shadow:none}#cs-ratetool .chart{overflow:visible}#cs-ratetool .keyfacts,#cs-ratetool .callout,#cs-ratetool .chart,#cs-ratetool .legend,#cs-ratetool .bill,#cs-ratetool .card,#cs-ratetool .fine li{break-inside:avoid}#cs-ratetool h2,#cs-ratetool h3{break-after:avoid}#cs-ratetool a{color:inherit;text-decoration:none}#cs-ratetool,#cs-ratetool *{-webkit-print-color-adjust:exact;print-color-adjust:exact}}